--- title: "How to Do Tax Coordination (Te’um Mas) in Israel 2026" canonical: "https://www.metaintro.com/blog/teum-mas-tax-coordination-israel-2026" language: "en" author: "henryrussel" published: "2025-12-24T11:30:00.000Z" modified: "2026-10-09T14:03:21.467Z" --- [Back to Blog](/blog) [Israel](/blog/tag/israel)[Self Help](/blog/tag/self-help) # How to Do Tax Coordination (Te’um Mas) in Israel 2026: Full Guide The complete guide to tax coordination in Israel 2026: what it is, who needs it, how to do it, required documents, tax-saving tips, and everything you should know. [![Henry Russell](https://cdn.metaintro.com/rs:fill:40:40/q:72/plain/images/f5e58760-861d-453c-8acc-e70ec1958bd8_1766029465093.png)Henry Russell @henryrussell](/blog/author/henryrussel) [December 24, 2025](/blog/archive/2025/12)Updated October 9, 20268 min read ![How to Do Tax Coordination (Te’um Mas) in Israel 2026: Full Guide](https://cdn.metaintro.com/rs:fill:1200:675/q:78/plain/images/doingtaxes.png) [https://x.com/intent/tweet?text=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](https://x.com/intent/tweet?text=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026)[http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026)[https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026&title=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026&title=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide)[mailto:?subject=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&body=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](mailto:?subject=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&body=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026) But maybe: You have **children** → you’re entitled to additional tax credit points You’re **married** → you can split/allocate credits between you You live in the **periphery** → you may be entitled to an extra credit point You have **income from multiple sources** → you need coordination so you don’t overpay **Tax coordination solves this:** you submit a request to the Israel Tax Authority, they review your real situation, and adjust your withholding so you **pay only what you owe** — not less, not more. ### **A simple example** **Ronit** works full-time earning ₪12,000. She has two children. **Without tax coordination:** Her employer withholds tax based on only 2.25 credit points = **₪750 tax per month** **With tax coordination:** Ronit submits a request and receives 4.25 credit points (2.25 base + 2 children) = **₪205 tax per month** **Savings: ₪545/month = ₪6,540/year!** > 🔢 Did you know? > > About 30% of Israelis are eligible for tax coordination but don’t do it — meaning they overpay tax throughout the year and then wait for a refund at year-end. Why not get the money now? ## Why do you need tax coordination? 5 key reasons ### **1. Prevent overpaying tax during the year** If you pay too much tax every month, you’re giving the government an **interest-free loan**. Tax coordination ensures you pay only what you actually owe. ### **2. Get the money now (not at year-end)** Instead of waiting for a tax refund next year, you get the money **now** — in each paycheck. ### **3. Use all the benefits you’re entitled to** Tax credits for children, residents of certain areas, working women — many people don’t use the credits they deserve. ### **4. Avoid surprises at the end of the year** If you work multiple jobs or have additional income, without coordination you may end up paying **too little** during the year — and then owe a large amount later. ### **5. Real savings — hundreds to thousands per year** Tax coordination can save you ₪200–2,000 per month, depending on your situation. Our guide to [income tax calculation](https://www.metaintro.com/blog/income-tax-calculation-israel-2025) explains the full system. ## Who needs tax coordination? 8 common situations ### **1. Working at multiple jobs** If you have 2 (or more) employers, you **must** do tax coordination. **Why?** Each employer withholds tax separately and doesn’t know about your income from the other employer. That can lead to paying **too little** tax — and then you’ll owe money at year-end. ### **2. You have children and didn’t receive the tax credits** Each child gives you tax credit points. If your employer doesn’t know (or it wasn’t updated), you’re paying too much tax. ### **3. You’re married and want to allocate credits** Spouses can split tax credits (for children, for example) in the most tax-efficient way. Tax coordination enables this. ### **4. You live in the periphery (development area)** Residents of certain development areas may be entitled to additional tax credits (0.5–1 point). Without coordination, you may not receive it. ### **5. You have additional income (rent, freelance, dividends)** If you earn income beyond your salary, tax coordination helps ensure you’re paying the correct amount. ### **6. You’re a working woman** A working woman may be entitled to an extra 0.5 credit point. If it isn’t updated, you’re overpaying. ### **7. You’re over age 60** People over 60 may be entitled to an additional credit point in the first tax bracket. ### **8. Your salary changed significantly** If you got a big raise or your salary decreased, tax coordination helps adjust withholding accordingly. ## How to do tax coordination: step-by-step ### **Step 1: Go to the Income Tax website** **Website:** [https://www.gov.il/he/service/tax_coordination](https://www.gov.il/he/service/tax_coordination) You’ll need to log in with: - ID number - Personal code (if you have one) or SMS verification ### **Step 2: Fill out Form 116 (Tax Coordination Form)** This is the official form for requesting tax coordination. It’s online and relatively straightforward. **What you’ll fill in:** - **Personal details:** name, ID, address - **Income details:** all income sources (salary, rent, freelance) - **Tax credits:** children, marital status, residence area, age - **Employers:** employer name(s), tax file number(s) ### **Step 3: Attach documents** **Usually required documents:** - **Recent payslips** (last 3–6 months) - **Prior-year income statement** (Form 106) - **Children’s birth certificates** (if applicable) - **Proof of residence** (if you live in a qualifying area) - **Other confirmations:** depending on your case (disability, reserve service, etc.) **Tip:** Scan everything in advance — uploading on the site is simple. ### **Step 4: Submit the request** Once you’ve completed the form and uploaded documents — submit. **What happens next:** - The Tax Authority reviews the request (typically 2–4 weeks) - If they need extra documents, they’ll ask ### **Step 5: Receive your tax coordination approval** After approval, you’ll receive a **tax coordination approval document** (Form 116/A). **It includes:** - How many credit points you received - How withholding should be split between employers (if you have more than one) - Validity (usually until the end of the year) ### **Step 6: Give it to your employer** **Very important:** - Send the approval to your employer (or employers) - Your employer will update withholding **starting next month** - Keep a copy for yourself **Tip:** Make sure payroll actually updated it — check your next payslip. ## Tips to maximize savings with tax coordination ### **1. Check every credit/benefit you’re entitled to** Many people don’t know about credits like: - Working woman credit (0.5) - Periphery/development-area credit (0.5–1) - Credits for extensive reserve service **Check** what applies to you in the Tax Authority’s guidance. ### **2. Allocate credits smartly (married couples)** If both spouses work, allocate child-related credits so the **higher earner** gets more of them. **Why?** Someone in a higher tax bracket saves more per credit point. **Example:** - Husband earns ₪20,000 (31% bracket) - Wife earns ₪10,000 (20% bracket) **Better if the husband receives more credits** — the savings are larger. ### **3. Renew every year** Tax coordination is usually valid only until year-end. **Redo it at the beginning of each year** (Jan–Feb). ### **4. Use “multi-year coordination” (if available)** If your situation is stable (same salary, same children), you may request coordination **for multiple years**. **Advantage:** you don’t have to redo it annually. ### **5. If you work multiple jobs — coordinate the split** You can request that one employer withholds most of the tax, and the second withholds little or none. This can help with cash flow. ### **6. Do it yourself — it’s free** You don’t need an accountant for simple tax coordination. The site is clear and the process is straightforward. **Savings:** ₪500–1,500 that might otherwise go to an accountant. Our guide to [average salary in Israel](https://www.metaintro.com/blog/average-salary-israel-2026-city-jobs) can help with financial planning. ## Common mistakes to avoid ### **❌ Mistake 1: Not updating the employer** You got the approval but didn’t send it to payroll? **Nothing will change.** ### **❌ Mistake 2: Not renewing annually** Tax coordination expires at year-end. If you don’t renew, you go back to standard withholding. ### **❌ Mistake 3: Not reporting changes** If your salary changes significantly or you have another child — **update the coordination**. ### **❌ Mistake 4: Thinking “it’s too complicated”** It’s really not. 30 minutes of work can save thousands of shekels. ## FAQs **How long does approval take?** Usually 2–4 weeks. During busy periods (Jan–Mar) it can take up to 6 weeks. **Can I do tax coordination mid-year?** Yes. You can do it anytime. The change typically applies from the month after approval. **What if I made a mistake in the form?** You can correct it or submit a new request. The Tax Authority may also ask for clarifications. **Does tax coordination affect my annual tax refund?** Yes — if done correctly, you shouldn’t have a big gap (no huge refund, no huge debt). That’s the whole point. **Is there a cost?** **No.** Tax coordination is a free service from the Tax Authority. **What if I’m self-employed?** Self-employed people don’t do tax coordination (there’s no payroll withholding). Instead, they file an annual report and pay advance payments. --- ## 🗞️ Related articles - [How to calculate income tax in Israel: the full guide](https://www.metaintro.com/blog/income-tax-calculation-israel-2025) - [Average salary in Israel 2026: by cities and jobs](https://www.metaintro.com/blog/average-salary-israel-2026-city-jobs) - [Why do we pay Bituach Leumi? Full guide](https://www.metaintro.com/blog/why-pay-bituach-leumi-israel-2026) - [Employment in Israel: jobs, salaries, and smart tips](https://www.metaintro.com/blog/employment-israel-jobs-salaries-smart-tips) - [Talking about salary with coworkers: the guide](https://www.metaintro.com/blog/discussing-salaries-coworkers-israel-guide) - [25 companies with the best benefits](https://www.metaintro.com/blog/best-companies-to-work-for) --- ## Tax coordination = money in your pocket Tax coordination isn’t “something complicated for accountants” — it’s a simple, free tool that can **save you hundreds to thousands of shekels per year**. **Key takeaways:** - Tax coordination aligns withholding with your real situation - Who needs it: multiple jobs, children, periphery residents, or extra income - The process is simple: Form 116 on the Tax Authority website + document upload + approval - Savings can be ₪200–2,000 per month depending on your case **Next step:** - Today: check if you’re eligible (kids? multiple jobs? periphery?) - This week: go to the Tax Authority site and start the process - This month: get approval and send it to payroll **Remember: every month you don’t do tax coordination = money left on the table. Go get it.** ### Share this article [https://x.com/intent/tweet?text=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](https://x.com/intent/tweet?text=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026)[http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](http://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026)[https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026&title=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide](https://www.linkedin.com/sharing/share-offsite/?url=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026&title=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide)[mailto:?subject=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&body=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026](mailto:?subject=How%20to%20Do%20Tax%20Coordination%20(Te%E2%80%99um%20Mas)%20in%20Israel%202026%3A%20Full%20Guide&body=https%3A%2F%2Fwww.metaintro.com%2Fblog%2Fteum-mas-tax-coordination-israel-2026) For job seekers ## Spend your time on the work, not the search. 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