Description
The Credit Policy Analyst will design, implement, and continuously improve credit policies and underwriting strategies for digital lending products such as credit cards, credit lines, buy-now-pay-later, merchant financing, and other emerging credit solutions. The role develops eligibility criteria, credit limits, pricing, approval rules, scorecards, decision engines, and portfolio monitoring frameworks; conducts simulations, A/B testing, and performance analysis; and collaborates with Product, Risk, Data Science, Engineering, Finance, Collections, and Operations teams. The position requires a bachelor's degree or higher national diploma in a quantitative or financial discipline, 4–6 years of relevant experience, and strong analytical, stakeholder-management, and regulatory-compliance skills.
