Director of Data Science — Credit Risk & Decisioning at ClarityPay

ClarityPay is hiring a Director of Data Science — Credit Risk & Decisioning to lead predictive modeling for consumer credit, including PD, LGD, EAD, vintage loss, and behavioral scoring models. The role owns model development, deployment, monitoring, recalibration, decision scorecards, pricing integration, and model risk governance, while also hiring and mentoring data scientists and partnering with risk, finance, capital markets, engineering, and external validators. The position requires 10+ years of quantitative modeling experience, including at least 3 years in consumer credit risk, strong Python and SQL skills, production model deployment experience, and an MS or PhD in a quantitative field or equivalent experience.