Description
The Private Bank Lending Specialist leads the underwriting and execution of complex residential mortgage and home equity transactions for private bank clients. The role evaluates borrower income, assets, liquidity, liabilities, credit history, collateral, ownership structures, and ability to repay; prepares credit recommendations; documents underwriting work; coordinates with internal and third-party partners; manages files through closing; performs quality control; and escalates risks. Candidates need at least three years of residential mortgage underwriting, processing, credit analysis, or comparable lending experience, including complex or jumbo lending, along with strong knowledge of mortgage credit, collateral, title, appraisal, disclosure, and closing requirements. The position pays $100,000–$130,000 per year plus potential incentive earnings and offers medical, dental, vision, retirement, leave, flexible work, education reimbursement, and wellness benefits.
