Flinks

““Time is so valuable to us. And that was the biggest thing that Flinks provided for us, is the extra time to do what we need to do to get the car sold.””

““What Flinks offered us was an unparalleled opportunity to be able to collect information in such a quick and easy way that it really revolutionized the way that we’re selling cars.””

“Being able to differentiate ourselves in the Canadian competitive landscape by partnering with Flinks, I think, was also very important.”

“Before we offered Flinks’ capability, we had firms that were asking for data aggregation and told us they wouldn’t move forward with our solution until we had that. So Flinks was helpful to land customers.”

“There’s greater compliance because you’re pulling all the transactions in for the user automatically. They’re less prone to errors when entering something incorrectly. It’s human nature to do that. With Flinks’ secure methods of accessing financial information and everything being available in real-time, Estateably is secure, it’s simple, it’s fast, and it’s accurate .”

“When we talk about a mission, we’re moved by this notion that time is precious, right? With Flinks, we could add next-generation technology to our industry to help reduce frustrations and ease the burden on firms and families.”

“Flinks allows us to provide a quick and seamless user experience. They connect in seconds, and then the customer doesn’t have to update their payment information at any time.”

“Today we have over 1.5 million Canadians using Wealthsimple products and counting. With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.”

““We are able to make an instant decision and provide the money to the customer swiftly.””

““Flinks allowed us to automate and scale a previously manual process.””

““With better intelligence, we make better decisions. Flinks helped us lower our default rate.””

““We’ve been very fortunate and happy with the partnership with Flinks and are excited to grow together as we innovate underwriting.””

““That is so powerful and helps us speed up and streamline the credit risk model while being the financial partner that our clients need us to be as they expand.””

““Without Flinks, we wouldn’t have the ability nor the data to provide that upfront.””

““We’ve had tremendous help from Flinks. When you think about us getting the P&L statements, financing, and a snapshot of a business owner’s financial situation––having access to that information in real-time and digitally is something that we wouldn’t have dreamed of even a decade ago.””

““We’re taking a calculated risk based on new data, AI, and a machine learning model that we’ve built on the back-end with the support of a financial data connectivity partner like Flinks. Flinks provides by far the best open banking integration in Canada—which is a huge market.””

““Flinks is going to be a part of every single new product we put out to market.””

““We’re not just like a one-product shop. We want to be able to service our customers’ financial needs over a period of five years, ten years, or even more.””

““The data we get from Flinks is the first place our customer care agents go to validate any information—for example, when a customer has a new bank account, or if we need to change payment dates.””

““A high percentage of customers are completing their applications using Flinks, which is hugely beneficial. It allows us to understand their actual behavior—and if they can be successful with different types of loans.””

““It’s all about understanding our customers—and Flinks provides the best insight into consumer behavior that exists.””

““Everything we do drives convenience for our customers. Bank transaction data is a key pillar in our risk score analysis—and we need to keep our loss rate low. Flinks allows us to digitize and automate our processes for faster, better service and targeted product offerings.””

“You can’t get anything that has higher friction in a user experience than asking for someone’s pay stub up or bank statement. That’s the worst thing you can ever do. That’s the part where Flinks comes in to help out our merchants run their business smoothly and build trust.”

“To be a responsible lender, we want to make sure that we’re only providing financing when we’re confident that borrowers can actually afford it. Flinks is one of the tools we use to make responsible choices.”

“We help merchants run their business better. Flinks helps us do that, by removing friction points so that merchants can safely and easily provide competitive loans and get to work on what they do best.”