Method

“Method has improved our Direct Card Payoff™ offering by increasing our coverage for same day payment execution from ~50% to ~96%. Method allows for near real-time payment status, whereas alternatives provide balances that could be up to 30 days out of date. Implementing Method’s APIs enhanced the experience for our members and visibility for our agents.”

“People don’t optimize their money because it is emotionally overwhelming. Even when they make a plan, it is easy to forget. Sequence’s automation helps overcome that barrier. It helps people implement the logic and let the rules run their course, allowing users to benefit from the time value of money”

“We were considering traditional players as well as newer fintechs, but Method gave us an all-encompassing suite of products that we could use for instantaneous liability identification and low friction repayment, all with minimal technical integration lift.”

“Incorporating Method into our application changed that. As a result, we increased eligibility, larger average loan sizes, stronger conversion, and ultimately better outcomes for both borrowers, Figure, and our investors.”

“Before integrating Method, our underwriting approach was intentionally conservative. While we knew that many borrowers used Figure to reduce their debt load, we were limited in our ability to verify that their existing debts were actually being repaid—so we couldn’t approve them based on that intent alone. As a result, those borrowers didn’t receive credit for those efforts in our underwriting models.”

“Our partnership with Method has allowed SoFi to elevate the refinance experience for consumers. SoFi can now seamlessly identify outstanding loans and enable users to apply funds directly toward their debts—providing a streamlined debt consolidation process and peace of mind.”

“With Method , we can more easily and accurately identify our borrowers’ high-interest debt and streamline their paths to debt consolidation and payoff. Adding these features to our HELOC creates a more seamless solution in improving our borrowers’ financial health and helping them achieve their liquidity goals.”

“Through Method , Plannery has unlocked realtime, precise insights into applicant debt profiles, allowing us to showcase tangible savings and maximize conversions.”

“Bilt users can now effortlessly link their existing credit cards with Method , allowing them to earn rewards on rent, dining, travel, and more. We’re thrilled to provide seamless opportunities for our users to earn rewards on their everyday purchases.”

“Method ’s APIs enable a user experience better by leaps and bounds than the incumbent processes for embedded balance transfer and digital engagement.”

“Instant Link is the only card-linking solution that allows consumers to connect their entire credit card wallet in seconds. We're proud to bring this technology to Bilt and its members.”

“Bilt members can now effortlessly link their existing credit cards with Method, allowing them to earn rewards on rent, dining, travel, and more. We're thrilled to provide seamless opportunities for our members to earn rewards on their everyday purchases.”

“Method’s payment solution allowed Spritz to easily authenticate users and provide end-to-end digital payment options, helping users pay off their bills using cryptocurrency.”

“Post-launch, Method has been with us every step of the way, iterating with us on our roadmap.”

“The open line of communication during onboarding is best in class and the Method team moved extremely quickly to help us get live.”

“Method’s digital first payment service allows Highway Benefits to scale to employers of all sizes.”

“Method’s agile payment solution allows Gauss users to transfer their balances at a fraction of the cost, while paying off their debts instantly.”

“Method provides an excellent partnership that allows us to give the best outcome to our customers. The team is highly responsive and disciplined on data quality and compliance, a great fit for any customer data needs.”

“With Method, we can give users critical financial insights, such as upcoming payment amounts and their true annual cost of borrowing.”

“Plannery has given me a second chance. After battling through the financial challenges of the COVID-19 pandemic, I found myself shouldering some significant credit card debt. My credit score tumbled. My options for personal loans were very limited. Then I came across Plannery. Give their unique repayment plan, they were able to offer me 2 personal loans at approximately 20% less interest than other banking platforms had qualified me for. It has been life changing. I’m so thankful to have a rising credit score, and a plan to be debt free in 3 years.”

“North of 15% of our credit card applicants submit a refinance application. We’re already seeing the lift and we’re barely scratching the surface.”

“‍Partnering with Method provides a detailed and real-time view of individual consumer debt, which allows Credit Unions to better identify cross-sell and consolidation opportunities. Clients are already seeing a lift in refinance applications, resulting in significant growth across the consumer lending business.”